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Third-Party Insurance Coverage for Nursing Services




Did You Know This?

Many individuals living in a government-based service region have access to third-party insurance benefits that can help cover the cost of nursing services. If you (or your spouse) work in the federal, provincial, or municipal sector, you may be eligible for a financial subsidy on nursing care through Canada Life, but most people don’t realize they can use this support at home.

At Nurse On Board, we help you understand and access these benefits so you can receive high-quality, personalized RN care that complements Ontario Health at Home (OHaH) services.​

Insurance Can Help You Stay in Your Home Longer
​

Third-party insurance can significantly expand the amount of support available to you. This added financial assistance can help you:
​
  • Increase the number of hours of professional care at home
  • Receive RN-level guidance and oversight that OHaH cannot provide
  • Navigate health changes more safely with an experienced RN advocate
  • Stay independent longer and delay (or avoid) unnecessary transitions to long-term care
  • Reduce strain on family caregivers by ensuring professional support is in place

Insurance coverage works alongside, not instead of, your public homecare supports.
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Canada Life Nursing Benefits: What You Need to Know​

Government employees and retirees often have access to Canada Life health benefits that include reimbursement for:

  • Registered Nurse (RN) care
  • Chronic disease support
  • In-home nursing assessments
  • Complex care management
  • Palliative care

​However, nursing benefits require a specific application process, and many people are unaware of how to initiate it.


​We Assist with the Entire Application Process

Nursing services are not automatically approved. Canada Life (and most insurers) require:

  1. A detailed nursing assessment outlining your care needs
  2. A physician’s sign-off for nursing care
  3. Updates confirming progress and ongoing needs

​Our team at Nurse On Board facilitates this process for you, including preparing clinical documentation and guiding you step-by-step. This ensures your application is complete, accurate, and more likely to be approved.

Ideal for Individuals Who:
  • Need more support at home than OHaH can provide
  • Have growing care needs or complex medical conditions
  • Are managing chronic illness and want professional oversight
  • Prefer to stay living independently at home
  • Want a proactive care plan rather than reactive crisis-based help

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How Nurse On Board Helps

✔ We assess your eligibility
✔ We coordinate with your family physician
✔ We prepare and submit required documentation
✔ We create a professional RN care plan to support your claim
✔ We provide the nursing services you’re approved for
✔ We update the insurer to maintain coverage
​
Our goal is to make the process simple, worry-free, and transparent.

Not Sure If You’re Eligible? We Can Check for You.
​

Many clients are surprised to learn they qualify for support they weren’t using.
We offer a complimentary 30-minute phone call to discuss your eligibility for an insurance subsidy on nursing care benefits, especially common for
:
  • Federal public service benefits
  • Retiree benefits
  • Spousal plans
  • Provincial benefit packages

A brief conversation with a Nurse On Board RN can help you find out exactly what you’re entitled to.
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Add Stability, Safety, and Professional Oversight to Your Care

Combining public support (OHaH) with third-party insurance coverage allows individuals to remain:

  • Safer at home
  • Better supported
  • More independent
  • More confident in their plan of care
​
And with Nurse On Board’s experienced RNs overseeing your care, you gain the peace of mind of having a trusted healthcare professional by your side.
Contact us to learn more.
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Cannabis Care
The medical use of cannabis has been a game-changer for thousands of Canadians. Find out how you can benefit from the expert guidance of an RN who specializes in cannabis care. Read more.
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Your Registered Nurse
What will your RN be able to do for you? That's based on your specific and sometimes unique needs. You may be surprised at how adept our Care Managers are in getting what's best for you. Read more.
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Corporate Care
​A range of Nurse On Board services are available for retirement residences and seniors' communities, to support individuals in both independent and assisted living environments. Read more.
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 @ Nurse On Board - Established in 2015
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  • Home
  • Services
    • Our Services
    • Guidance for Seniors
    • Virtual Services
    • Wellness Packages
    • Support for Families
    • Palliative Care
    • Cancer Care
    • Integrative Medicine
    • Hospitalization Oversight
    • Cannabis Care
    • Range of Services
  • Parkinsons
  • Death Box
    • Death Box
    • Power in Planning
    • Grief Brain
    • Death Related Tips
  • FAQ's
    • Nurse On Board FAQ's
    • Integrative Medicine FAQ's
    • Parkinsons FAQ's
    • Hospitalization FAQ's
    • FAQ NOBO vs Retirement Home
    • Insurance Coverage
    • Gift Certificates
    • Healthcare Providers FAQ's
  • Contact
  • Our Services